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I never said it was specifically paycom OR NATS, but there is a likelihood that their systems in conjunction have a leak. It's not beyond the realm of possibility.
As I've already mentioned my db server is not web accessible directly.
It's ironic that your post implores us not to be secure in our superiority while it make you come across as thinking you're superior in your thinking.
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Programming today is a race between software engineers striving to build bigger and better idiot-proof programs, and the Universe trying to produce bigger and better idiots. So far, the Universe is winning.
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