I dunno, the return rates on every check processor I use are ridiculous, CC retain better & credit less, and from looking at surfer stats and what they are doing on join pages, surfers have far less trouble and errors using a credit card than trying to fill out a checking join app.
I have been using WTS for years, and I think they run the tightest ship compared to others I have used, but don't let anyone tell you checks do better than CC.
I have half a mind to dump checks all together as a join option unless they get their CC declined.
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