Originally Posted by ottyhotties

http://thomas.loc.gov/cgi-bin/query/.../~c111hmqSCH::

(B) has been continuously insured consistent with the applicable State law and registered to the same owner for a period of not less than 1 year immediately prior to such trade-in;

the requirement of having a title is because you are actually signing your title over not to the dealer but the United States of America, so they can destroy the vehicle.

http://www.walletpop.com/blog/2009/0...money-ran-out/

this guy did the cash for clunker program and blogged about his experience. He was forced to go to his insurance agent and get proof.