Perhaps you and Michael could create a payment plan so that he gets his money back in regular intervals and you can focus on bringing the money in. Based on your earlier post I am guessing that you owe him $1000? So a plan like $275 a month for the next four months, that would include an extra $100 to him for "interest" and would create some breathing room for you. As you said, once the kids go back to school you will have more time to focus and work.
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