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Well - there are some factors which you should consider:
1. Where is the traffic coming from
2. What billing system do you use?
We have SMS billing in 25 countries and can offer billing with a single click on the users phone. In these countries we see conversion rates between 1:50 and 1:250.
For credit card billing we see conversions which are between 1:200 and 1:5000.
For instance European traffic combined with credit card billing converts not that good as Europeans are used to pay via SMS. Further credit card penetration in Europe is about 23%.
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