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This is a conspiracy.
The insurance industry lobbied state governments to pass these laws so that they could raise the rates of everyone cited for cell phone use.
The reality is that there is some added risk, but the claims that around 25% of all accidents are caused by cell phone use have got to be BS. There is some added risk, but there is no difference between holding a phone to your ear, using a hands free device and talking to a passenger.
If you spend 5% of your driving time talking on the phone, then there is a 5% chance that an accident and talking on the phone will coincide. It's really as simple as that, but again, the insurance industry wants to see this everyday behavior outlawed so that you can be ticketed and thus they can raise your rates.
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