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I use ING now, previous bank was Raiffeisen.
Left them because:
- There was no way to change the pin code on the bank card, and if you forget you have to wait a week to get a new card which you have to pay for
- They force you to change the password to your online banking once a month, and it can't be the same as the last 6 passwords. Password recovery also not easy.
- They juice you with little fees everywhere
- The online banking did not work about 3/4ths of the time because some server was down.
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