Usually banks and the like pull experian but it could be any of the three. Getting only one score is useless unless a bank is only using that one score to determine if you get a loan.
For most places and for mortgages they use the middle of the three scores, so lets say you score 520, 550 and 640, the only score that matters is the 550 which wont do much for you now... and you happen to pull the 640 and think you are doing ok. I remember when you could have a 520 and get a decent mortgage no problem lol
Best to get all three scores, plus if you have a mistake, its usually only going to be on one of the scores, so checking just one wont catch it.
If anyone needs credit score advice just ask, I used to do this professionally.
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