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I have posted it in another thread. The way I see it is that VISA is not a bank, it cannot freeze our funds. I guess they have problem with the Bank that ePass uses for VISA transaction. Epass has to use banks since it is not a bank and cannot issue it's own VISA cards. There is no information that the bank has frozen the funds too so if VISA does have problem with the bank and not ePass and our funds are not frozen ePass can find another bank like that and transfer all the funds there and issue new VISA cards from that bank.
I don't know why it is not possible to transfer from Visa Virtual to wallet tho. But I can assume that this is also done trough VISA.
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