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option 1, gamble and poker money
option 2, they refused to communicate with VISA about regulations and stuff, they turned a blind eye
option 3, epass lost a lot of revenue before the shit hits the fan cause of a decline in sales world wide since crisis. Decline cause people earned less, so automatically lesser revenue for epass
option 4, Chris toke a loan on all the wallet fundings and cant pay back ? ( this is just a speculation that comes to mind )
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