Quote:
Originally Posted by pornguy
But remember that a Debit card can be run as a regular CC as well.
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it can be run as a credit card but the money still comes out of your checking account.
Quote:
Originally Posted by BJ
I have not paid for an airline ticket in years thanks to my credit card. I pay balance in full every month. Not using a credit card is stupid.
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you can do the same thing with a debit card. I get points all the time via my debit card, I tell them to run it as a credit card, the only difference to me is i sign instead of punching in my pin. It still comes out of my checking account and there is no chance I ever pay interest on that shit like most of you do who use credit cards.
Credit cards in most cases are for people who spend more than they can afford because they either never pay off the balance and get killed on high interest or they tell themselves they will pay off the balance each month but don't always keep up with it, send it in on time, skip a month etc... I will never let the credit card companies rape me at 10% - 30% interest when I can borrow from myself at 0% and If I don't have enough to pay for it then I can live with out it.