Hi epitome,
I'm sorry you didn't find our service worked for you. FYI, a personal account (which is what most affiliate webmasters sign up for) should only have fees $0.25 per transaction from Checking to Paxum Mastercard. It sounds like you signed up for a business account, which does have higher fees for P2P transactions. You are also able to do a greater number of transactions with a business account.
We do appreciate you trying our service.
Ruth