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Happened to me last year. Fucking sucks.
Then I got all my stuff replaced through insurance and 6 months later all my new computers were destroyed by lightning. Had to start all over again.
Do yourself a favour and once you get your shit up and running again look into a good online backup service. I am using mozy.com to protect my financial files, invoices, etc. You get 2GB for free so it is perfect for that.
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