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Old 12-05-2011, 02:56 PM  
crockett
in a van by the river
 
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Join Date: May 2003
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Quote:
Originally Posted by PiracyPitbull View Post
Not exactly.

A percentage of people choose to save their money and only buy whats necessary with saved funds.

Keeping up with the Jonses or buying the "latest and greatest" items on credit, that's for suckers. IMO anyway.

Well it's kinda hard to do that with a house. Buying a car or normal stuff with cash is likely doable for most people if they have a strict budget, but most can't afford to do the same with a house.

In reality in most situations it would be stupid to do so anyway. Say it takes some average Joe 15 years to save 100k to buy a average house with cash. If he had bought the house 15 years prior with a 100k loan he would likely have much more money in the bank at the end, because the house he bought 15 years ago for 100k would more than likely be worth much more even with interest paid. (assuming he wasn't in middle of housing bubble or crash)

Last edited by crockett; 12-05-2011 at 02:58 PM..
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