Who would actually trust these new billers with their CC information? That?s like trusting a file locker with your CC info.
John Doe joins file locker premium > file locker gives John Does CC and IP information to pirate > pirate joins site and rips content with stolen CC information > pirate post content on file locker > John Doe sees charge and does charge back.
I could imagine the above is happening right now. Ever wonder why you have so many charge backs?