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Originally Posted by Robbie Wow! That's pretty damn good! Who are you with? I'm with Blue Cross/Blue Shield and it has only gone up and up over the last 4 years.

A Michigan state run federally subsidised preexsting high risk program. You have to be a basket case to apply -- it is up to $13,900 per person annually. Very expensive but no private insurer would cover me.

Maybe, in 2014 the premiums will go down some with federal subsidies but those will be income determined -- we'll see ... No free ride that is for sure. It is administered by Physician's Health Plan for non-profit hospital that contracted with the state.