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When I contacted Paxum support about their cards not working recently in Japan, they were not aware of any issues. But from my own trial-and-error and online research I found out Mastercard ATM withdrawals stopped working from April 19, 2013.
According to Mastercard's site, this only affects "Maestro-branded EMV Cards":
mastercard.com/jp/personal/jp/cardholderservices/atmlocations/notification.html
But in fact it affects all Mastercards (including Paxum's):
w w w . sevenbank.co.jp/support/info2013041901.html
I've found withdrawals in Japan don't work at any bank ATM but only at Post Office ATMs.
There is apparently some security-related dispute between Mastercard and the banks:
online.wsj.com/article/SB10001424127887324883604578396270849121246.html
Don't know if this is the same situation in other countries.
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