Quote:
Originally Posted by deltav
If one's sales volume is high, a merchant account makes the most sense economically but that's not an option for everyone.
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If your volume is high you can get MUCH better deals with CCBill, Epoch, etc.
A lot of the biggest sites/companies doing 100s of sales a day use third party billers.
There is a lot of work involved in running your own merchant accounts, and if you do a lot of volume you will need programmers, accounting staff, fraud control, customer support staff, etc. So even then it's sometimes cheaper/easier to just use a third party biller.
You could get your own merchant account and use companies like Netbilling, but they charge fees as well. It's usually cheaper than using Epoch/CCBill though.