Originally Posted by beaner

So, for instance, fee paid for merchant account could use ecsuites for payment gateway (which is basically CCBill) and not pay the fee again, correct?

Doesn't epoch work as a payment gateway (processor) as well? I see no reason, at all, that you would have a merchant account and then want an IPSP as well. There is only 2 reasons to cascade, to spread out money or hope that first denial turns into a successful transaction. And you obviously would want that cascade to go to another processor using a different bank. All of that can be accomplished by using different *payment gateways* which hopefully uses a different bank, and only pay the fee associated with the merchant account.

The only reasons people talk about using CCBill, then cascading to Epoch, or wherever, is what I mentioned above. I think it is important people realize the difference between an IPSP and simply a billing processor. Because bottom line, they do not need IPSP accounts to cascade and throw money around using different banks.