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Old 06-19-2014, 02:31 PM  
AdultKing
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Join Date: Jun 2003
Location: Outback Australia
Posts: 15,605
Quote:
Originally Posted by Three.Thousand View Post
My question though, whats the difference between a tiny file locker and a big one?

they are all the same, except amount of money flowing, and amount of traffic flowing.
amount of money is not an illegal thing in itself, amount of traffic is not illegal either.

what else is so different that make them untouchable after 2 years?
This is a really good question. Most smaller players will either use Paypal, Skrill (Moneybookers) or Payza or alternatively have just one or two merchant accounts.

The difference is that big file lockers have endless supplies of merchant accounts and shutting them down is a very long process. The credit card associations Visa and Mastercard make shutting down a single merchant account a herculean task, so repeating this over and over again for a large file locker with many merchant accounts, many acquirers, hidden billing relationships (i.e.: acquirer thinks it's processing for a software company when it's really processing for a file locker) makes the whole process a long game.

With Paypal, Payza and Moneybookers (Skrill) it's different because they have complete control over their system and can instantly terminate accounts. I have a close working relationship with all three of these P2P processors so shutting accounts down takes a day, whereas it takes weeks or sometimes more than a month to shut a single merchant account down - if you can identify and shut it down at all.

Last edited by AdultKing; 06-19-2014 at 02:33 PM..
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