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If you are using Paxum I guess you are kind of screwed because you WILL lose money one way or another if they decide to bang your card sinc eI believe Paxum either does not allow you to chargeback or charges a ridiculous fee. With a card from a real bank you could simply chargeback all false charges and they would side with you when you documented the problems with canceling.
And it is a scam. One business day should be plenty of notice to cancel hosting. Seven days is the maximum for being reasonable. And the law should be that you are allowed to cancel by the same method you joined.
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