Quote:
Originally Posted by aka123
So, if you already have insurance for your injuries, damages you make, etc., what is the insurance for the "uninsured motorist"? What it insurances?
In here we have mandatory insurances to cover other parties damages, injuries, etc., and if you want to cover your own, you will have to have additional insurance, but the other partie (if the accident is your fault) is always covered. Although basic health care is always mostly free (paid with taxes), so this applies mostly for property damages and lost income (because of injury), etc.
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It's to cover your health costs if they have no insurance or like Seth said above is a hit and run. If you have insurance I don't see it as very important. It will cover your health deductible and your health cost to whatever they are insured for. After that your own insurance foots the bill anyways.
If they don't have insurance your own health ins. covers it and youre out your deductible. A grand to 5 grand usually.
Someone correct me if I'm wrong though. It has happened before. Summer of '93 I believe.