08-15-2014, 06:39 AM
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It's 42
Industry Role:
Join Date: Jun 2010
Location: Global
Posts: 18,083
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Quote:
Originally Posted by MaDalton
nonsense - here you can't have any vehicle without insurance - therefore no insurance makes you pay for protection against uninsured drivers
besides that: insurance terms and prices vary a lot between European countries
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- Up to 30% drive uninsured in many places in the USA. They buy coverage by the month, get a license plate and registration for the year, then stop making payments, rinse and repeat the next year. They steal license plate renewal stickers and put them on their vehicle's license plate or put mud over expired license plate stickers, and hope they don't get stopped or have an accident. They have suspended driver's licenses (for DUI (driving under the influence -- alcohol)) related offenses) so if they get stopped they are ticketed or arrested and jailed.
- Medical insurers can exclude auto accident related medical expense (this is legal in this state now) my autos' catastrophic medical doubled last year. I just went through this -- the law changed -- Obamacare or the state insurance commission? I don't really know. The difference was about $400. What is did was negotiate a discount for an annual insurance policy one time payment for the year. Allstate gave me a discount so I paid it all at once. Would have paid it all anyway ...
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