Quote:
Originally Posted by L-Pink
Like the title says. I get my motorcycle insurance bill today from GEICO ???.
Body injury liability ?????????.. $66.00
Property damage liability ??????. $19.00
Comprehensive ????????????. $125.00
Collision ????????????????.. $195.00
Uninsured motorist ?????????? $859.00
!2 months of insurance for $405.00. But if I want to be covered for low-lifes who drive around uninsured it's an additional $859.00?!!! More than twice my normal rate to cover those that are skating the system?
So in effect I'm paying insurance for those that don't have it. Taxing me for the shortcomings of others again!
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I'm pretty sure the $859 is not only for uninsured but also for under insured. If you get hurt in an accident most people don't have the adequate amount of insurance to cover the medical costs of being a paraplegic. Motorcycle medical is always very expensive, when I got a quote from Progressive a few years ago I was shocked at how cheap they were, lo and behold it was because there was no medical coverage.
Also, none of the above rates covers your medical if YOU are at fault. Bodily injury liability only covers the other parties medical if you're at fault but not you.