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Originally Posted by Robbie The way I see it...once these insurance companies pay off enough politicians to get laws passed forcing us to buy their products...we get screwed hard. Just look at auto insurance. Not only are we FORCED to carry it, but the govt. actually openly holds hands with the insurance companies to charge us more money. Traffic cops are little more than revenue generators for insurance companies. You get a ticket...they instantly send the info to the insurance company so they can raise your rates. That kind of bullshit would be unthinkable back in my grandparents early days...but with "babysteps" the govt. has little by little slid this shit in and gotten us all to just accept it as "the way things are".

None of that changes the fact that if "you (that person)" survive a serious auto accident "you (that person)" will end up with $250K or more in medical costs. The laws say they have to transport "you (that person)" to emergency care and that someone will have to pay.

So, if "you (that person)" cannot pay we all have to pay collectively (the Government pays).

Now, Medicare or Medicaid will reimburse 30 cents on the dollar or less. Auto insurers might pay 70% or more of medical accident related claims. (I think the percentage of reimbursement is higher actually.)

Retrogression to "my grandparents early days." will not happen unless a good part of the world is destroyed so it's irrelevant. That $878 I was originally charged for the MCCA medical fund is similar to lpink's uninsured premium cost on his policy in Florida -- all it is is cutting a piece of cake and calling it soufflé -- essentially it is a piece of food. If it was called a POS to eat that would be more metaphoric.

I live for today and tomorrow -- the past is the past.