08-15-2014, 03:12 PM
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It's 42
Industry Role:
Join Date: Jun 2010
Location: Global
Posts: 18,083
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Quote:
Originally Posted by kane
Let's say an uninsured motorist hits me and I get messed up pretty badly. I need a few surgeries and I rack up $150K in medical bills which is very easy to do these days. I would be on the hook for roughly $32K of those bills. I might be able to sue my insurance and get them to pay or I might be able to sue the other driver and get them to pay it, but there is no guarantee that it will be covered.
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No. The 80% co-pay has a deductible also, after that co-pay deductible amount is reached, if your policy has no exclusion for auto accidents, the insurer pays 100%.
I had $20K to $30K in these co-pay services for 3 years. The deductibles were $1.5K/$1.5K for a total of $3K out of pocket (patient expense). |
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