Quote:
Originally Posted by makeabuck
I have been with my bank for 15 years, I have excellent credit and they have an offer for a line of credit for me as they have for every year. This year I am applying for it.
They asked me what type of business, in which I replied sales/marketing. He called me back to ask for some paperwork and then again asked what I do, again I told him sales and marketing, waiting for him to ask what I sell, but he didn't. I am sure a few times I have mentioned to my banker what type of business it is, and I feel like it may be noted on my account.
Can they deny me simply because of my type of business? Is this discrimination? They process my money through their bank and have for 15 years without any issues.
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This sort of reminds me of a time way back in '02 or thereabouts, my bank decided they were going to impose a 21 day hold on all my incoming US cheques. Reason: the bank manager found out I was doing business with a local company that was at the time in some legal adult-related hot water. Of course I had been depositing my affiliate cheques for several years by then with no trouble whatsoever, none of which were from that company.
I solved the issue by having my lawyer get her on the phone. After a 5 minute convo well, let's just say the next time I went there she said the hold was no more.
It wasn't long until I took my mortgage and all my banking and savings and RSP's etc out of that bank and moved them to one that was all too happy to take and respect my business.