Quote:
Originally Posted by cybermike
Just makes more sense to use a credit card vs a debit card.. a lot more protections using credit.. I remember learning somewhere that the most you are liable for your credit card being stolen is like 50 bucks.. so never signup and pay for extra protections when using a credit card..
Plus why give anyone access to draw money out of your bank!
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Someone can do way more damage with a stolen debit card than a stolen credit card. A stolen credit card you lose some time in dealing with changing billing accounts and things like that, you do not lose money. A stolen debit card means someone is directly draining your bank account. Sure, in most cases you will get that money back, but it's going to take a bit of time for the bank to get you squared away.
Credit cards also build your credit, which in itself will save you a great deal of money if you ever plan on buying anything of serious price.
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