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Old 07-08-2015, 01:27 AM  
Barry-xlovecam
It's 42
 
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Join Date: Jun 2010
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Posts: 18,083
Why wouldn't banks want to keep your minimum deposits free? They need assets to be able to make loans even with fractional-reserve banking. So, if you have minimum deposit amounts banks would be foolish to make you pay to store your cash.

Cash suffers from negative interest by government policy -- inflation. Cash in the bank has never been a good inflation hedge nor investment -- it's just a place of liquidity.
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