Quote:
Originally Posted by mahoney
Anytime I have ever disputed a transaction with my bank I am always issued am immediate temporary credit.
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Temporary credit. If you don't win the chargeback it will be reversed.
Plaster's explanation of how these systems work is correct and as he said it's only really useful for mitigating chargebacks if you have a detrimental quantity of them. There's no financial advantage as you're refunding prior to receiving the chargeback thus rendering the chargeback void.
The real advantage is keeping your chargeback ratios down.