I keep my credit reports frozen as a matter of course. If I want to apply for something, I unfreeze them.
I was part of the Anthem breech, and I doubt it is the last time that I'll have information stolen. So I'd rather keep things locked up.
I'm also signed up for all relevant electronic notification from my card companies. My Venture card will even send out notifications if they think the percentage of a tip is excessively high. I love that.
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