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A non verified account can receive payments but I do not think you can transfer it out before you are verified.
Almost no one can guarantee 100% safety, there are almost always risks with everything in life. Paxum funds are not insured so just as you would with everything else, decide what level of security and risk you are willing to live with and adjust accordingly. In my own experience, I have received many sponsor payments and it has, in general, worked great for me.
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The truth is not affected by the beliefs, or doubts, of the majority.
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