they are thieves and will steal from anyone they decide. first they will stop your payments, then they will lie how you have to change your payments, then they will not answer, then after two months you get angry and send them email where the fuck are the payments?, and they tell you you are rude at them and they are not working with rude people ... fucked up shits, stay away everyone! thieves, scammers, fraud! stay away of those homo fags!