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I use them both.
You will not be able to pay somebody user <=> user with Payoneer. Which totally sucks!
I like that Paxum doesn't have the money automatically on the card. So if you use the card at a pizza place and some punk ass kid that works there decides to order himself some Nike Airs you don't have money on the card for him to use. But on Payoneer he would have ordered with no problem until your account is drained.
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