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Paxum has nice feature to send money between accounts, ie from me to someone who has provided some type of service for me.
Payoneer is more stable, fewer, if any, outages. Can be tricky for some to be able to qualify for the card.
Most affiliate programs pay by Paxum, meaning most affiliates already have such an account.
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The truth is not affected by the beliefs, or doubts, of the majority.
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