Hi andonis
This is the way it is for every company that wants a merchant account.
The agent/processor/bank has to screen you to make sure you are a real company that has very little risk for committing fraud.
The benefit of dealing with an agent is that you give them the paperwork once & then they do all the leg work for you.
CCBill accepts adult, but it's a lot of startup money & I personally can't stand their backend, but the choice is yours of course.
Good luck & if you ever change your mind, you can reach me at
[email protected]
Michelle