Quote:
Originally Posted by Rochard
As we were pulling out of the garage one night, my wife hit the remote control - causing the garage to come down just as I was exiting. Garage door was destroyed.
I don't recall if it caused our insurance to go up. Our insurance is rolled into our mortgage so we don't pay too much attention to it.
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Didn't you have an infrared motion detector to stop the door coming down?
My son had $10,000+ damage to his basement due to heavy rains backing up the drains. he didn't file. Year later same thing. Still no claim, in case something serious happens, such as the whole place burning down.
Had a burglary a few years back. Took enough to trigger the $1,000 deductible. American Family replaced items like my 5 year old MacBook Pro with a new one. Biggest problem, to collect I had to go out and buy everything I claimed before they would issue the check. Rates didn't go up.