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Old 07-26-2017, 07:46 AM  
Wilbo
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Join Date: Mar 2001
Location: Baltimore
Posts: 2,082
Quote:
Originally Posted by Barry-xlovecam View Post
Sorry to break the bad news to you -- repealing Obamacare will not lower your insurance rates. I am basically at the same costs -- I agree that it's fucked up.

Let me propose something;

That if you elect to fund and maintain a HSA deposit of $10K you can buy a policy at a lower premium with a $10K major medical deductible. Five visits to PCP and specialty doctors should be included for a $30 co-pay and prescription deductibles should be $1K. At least you would get some annual recurring benefit for the premiums you pay.
I don't think that would fly. Then they would say the rich aren't paying their share because they are rich. I was against the $600 fines imposed on Americans who elected not to get insurance, but now I think they should make the fine much bigger. More people would pay into the kitty and make it less for everyone else.
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