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Ok here's my experience with FCP.
1. setting up an account is easy, verification is not paxum-ish and will get you verified as long as you submit it within their guidelines.
2. approval-printing-shipping-receiving of debit card took exactly 12 days (EU location)
3. Sponsor to my FCP fee is $3
4. ATM withdrawal, watch out for the conversion, make sure to not convert it to local currency. I just select NO if it ask to convert.
5. If you are new, you can't send funds to other users as you need to add more partners/sponsors paying you. Which is pain in the ass at first.
6. There is a limit of $15k receiving per month. (?)
7. They have online chat support from monday-friday which is a big help.
8. Support ticket is also prompt, except for weekends.
9. Debit card is very susceptible to online fraud as there are no added security when buying online. Enter all details and it charges right away. There should be at least 2FA, sms i agree verification or something.
Overall..
So far, so good.
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