Remember, Tangibles, "Adult" Toys and DVDs, are not "risk" because they are delivered to the customer by Post, USPS, UPS, FedEx, DHL, or whatever (other) delivery services are used in your country.
If you want to inquire about anything, inquire about Tangible vs Digital. You might need separate sub-accounts, you might need separate main accounts. "Not risk" could and should mean no "annual fee," as well as a more normal rate as well, around 4%.
Including being able to use PayPal, Square, Amazon Wallet, Google (wallet?)...
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