Quote:
Originally Posted by lavish_
I utilize the gateway API, so I think I have a MID? Also, that was helpful. Thank you!
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most welcome
to tell whether you are with an MID or an IPSP the definitions:
MID: Your own merchant account with a bank that processes your payments and you use your own gateway (Orbital, Payze, Mobius etc) to set your own fraud scrub
IPSP: CCBill, Verotel, Epoch who process your payments for you and they set your scrub for fraud so you lack control. I make far more money with a MID than I ever did with an IPSP although they can be a total asset if you have an affiliate system for your site, so you gotta weigh all of your individual needs
IPSPs are great to a point even without an aff program. I started out with one myself as I had no processing history (lol Zombaio's cheap azzes ripping me off for a $150 reserve cuz I stopped using them when they stopped paying people-a gfyer here got me paid the rest of what I was owed -xxxx- though) but as you grow consider getting your own MID if you aren't going down the sponsor program route. all the co's I mentioned above in the MID section can help you with that
and if you are with Zombaio move now, even back in the day when they paid and I was happy with them their decline rate was unusually high. and they do not pay
wish you luck