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Financial planning/Financial independence/Asset allocation ... these things should be taught quite early, instead of any other subjects. I mean, if we will have finance part sorted out early in our 20s, we have so much time to follow our heart.
One thing that most of the people overlook is radical saving. If we can save radically even 2 years, we can have an asset locomotive waiting to get started for years to come. Having a very good income doesn't mean anything to someone if he/she spends a lot and its become a habit.
Building Habit to save -> Gather assets -> invest most in assets/debs as you like based on your preference -> go financially independent -> follow the path you always want.
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