When I was a kid growing up in NJ in the 1980s I had traffic violation - illegal passing - and then a short time later a car crash. The State charged me a special "insurance surchage" of $400 a year. I paid it the first year, but then joined the Marines and didn't have a driver's license in NJ so I didn't pay it. The state of NJ sent bills to my parent's house in NJ but I figured since I didn't have a NJ drivers license I didn't need to pay it. Never heard about it again.
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