A simple LLC is all you need, you can set it up yourself in most states for less than $100.
Doing so will allow you to open a business bank account, get a tax number (required for the bank acct) and give you LLC protections should anything untoward happen when it comes to the 'business' side of things so that your personal assets are protected.
Once you have your business tax id, you'll be able to use that instead of your SSN for almost everything where an SSN is required.
The $100 or whatever it costs in your state and about 15 minutes of your time is money and time well spent to ensure your personally protected from legal actions and, that you are able to open a business bank account in order to keep business and personal finances seperate so nobody can pierce your corporate veil from the LLC.
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