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Here's the checklist, pls fill in the gaps and prices:
content costs
hosting costs
membership area database costs
site security (pennywize?) costs
anti fraud costs (manual checking)
site design costs
program design costs
processor reserve
processor fee rate
webmaster promotion costs (sig posts/resource ad buys/resource ad manual placements)
Im sure there are more but here's the list off the top of my head.
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