Quote:
Originally posted by stevecore
It's still a scar, take it from someone who went and still is going through it (tail end of it mind you). If you really think you can get a CC and especially a lower rate, santa claus and the tooth fairy will be stopping by later with a credit application.
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I know it feels that way when your in the process, but believe me you will get several offers once you get your discharge. Typically in the 10% -15% range. Most people going into bankruptcy that have credit cards have been penalized by the credit card companies for late payments or simply a bad debt to income ratio and are paying the penalty rate of 23%-30% by the time they file.