Ok but please explain to me what the advantage is of me staying with CCBill now (besides lost rebills)? I mean now it seems like I'll be running a pseudo-merchant account. If I get high chargebacks with it, I'm fucked. Just like if I had a merchant account. And the startup fees are about the same. I have very low chargebacks for my site, so why shouldn't I just pay about $500 for a merchant account that takes only about 3-5% of my $$ instead of the 900lb gorillas taking 12-15% plus reserves. I think that since the main advantages of using 3rd party billing are now lost, CCBill's fee should go down.
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