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Old 04-23-2014, 01:57 PM   #1
Sam Granger
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Chase Bank Slams the Door on More Porn Stars

http://www.xbiz.com/ipad/all-178172

Yikes?!
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Old 04-23-2014, 02:43 PM   #2
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Some exec wrote up those letters right after he put his dick back in his pants. Of course he had to check up to see who these porn stars were before he made the final decision to axe all these accounts.

Or perhaps some death camp faced lesbian cunt executive at Chase is getting even with these young hot pornstars.
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Old 04-23-2014, 03:12 PM   #3
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sounds like discrimination to me...
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Old 04-23-2014, 03:19 PM   #4
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sounds like discrimination to me...
a class action level of discrimination..
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Old 04-23-2014, 03:19 PM   #5
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Chase...

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Old 04-23-2014, 03:26 PM   #6
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Well that sucks!
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Old 04-23-2014, 03:28 PM   #7
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They just closed my biz account for no reason... maybe same crap. It had me wondering.


Got a letter saying remove fund in 30days or they will be lost.

Fuck u chase.
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Old 04-23-2014, 03:41 PM   #8
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sounds like discrimination to me...
Not all forms of discrimination are protected.
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Old 04-23-2014, 03:53 PM   #9
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Hm, good to know in regards to Chase's arbitrary banking practices.

I am sure there are plenty of other banks more the welcome to take my, or any other pornstar's, money. While it's an annoyance and inconvenience to move bank/accounts, it is what it is. This is not the first time, nor will it be the last time I am sure. We hear about a couple of times a year.

That said, there are plenty of other credit unions and banks in the sea scrambling for your dollars to pick from.

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Old 04-23-2014, 04:08 PM   #10
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Yes it is discrimination, discrimination in and of itself is NOT actionable everyone discriminates every day.

I wrote about what performers COULD do

http://www.mikesouth.com

a lawsuit would lose in a court of law but it *Clould* be a winner in the court of public opinion if done properly.

Problem is finding someone with the money to fund it or a lawyer willing to file it for free....

and Barefootsies i actually talked to Citibank about it...off the record they said it wasnt their business what a customers profession is

Wells Fargo on the record said we welcome any and all customers
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Old 04-23-2014, 04:09 PM   #11
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Wow! This will and should Blow the fuck up.....They are cutting their own dick off ????? Something more to the story then dirty porn money, banks will Never miss an opportunity to make bank?
Reading between the lines on this one for sure....And yea, Fuck Chase!
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Old 04-23-2014, 04:21 PM   #12
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Just like the E-bay and Paypal cluster fuck. Yet i see the adult section of E-bay is huge and PayPal is being used there with no issues. Fucking hypocrites
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Old 04-23-2014, 04:31 PM   #13
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Wow! This will and should Blow the fuck up.....They are cutting their own dick off ????? Something more to the story then dirty porn money, banks will Never miss an opportunity to make bank?
Well, most personal check & savings accounts are more or less just loss-leaders for banks - they don't actually make any money on them. And seeing as pornstars aren't typically going to arouse public sympathy, there's no real PR hit either. So I see no penalties for their bullshit moralizing.
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Old 04-23-2014, 04:54 PM   #14
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Well, most personal check & savings accounts are more or less just loss-leaders for banks - they don't actually make any money on them. And seeing as pornstars aren't typically going to arouse public sympathy, there's no real PR hit either. So I see no penalties for their bullshit moralizing.
And in comes the fees for direct deposit, bill pay, maintenance....trust me, if you have a bit of change in the bank, they are chiseling away.
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Old 04-23-2014, 04:55 PM   #15
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Old 04-23-2014, 04:59 PM   #16
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I think the industry needs an article by Belle Knox. This would surely change chase banks opinion.
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Old 04-23-2014, 05:13 PM   #17
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It's sad but pretty much the only people discrimination laws apply to are blacks - and sometimes women.
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Old 04-23-2014, 05:14 PM   #18
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I had issue this past week with a check from Chase that was written from an Adult company's account. Turned out the manager was just an idiot.
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Old 04-23-2014, 05:34 PM   #19
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Well, most personal check & savings accounts are more or less just loss-leaders for banks - they don't actually make any money on them.
LOL and who's the source for that, the banks themselves no doubt. My bank makes money on my checking account, nickel and dime fees, shitty currency conversion prices they rip me off on going both ways, and don't forget, customers' bank deposits are loaned out.

Hmmm - I just read an article that does support your claim, when there's not big demand for loans.

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Years ago, amid the housing boom, banks eagerly sought funds that could then be loaned at high interest rates to real estate investors and would-be homeowners seeking mortgages. Now, however, lending standards are more restrictive, and banks are swimming in more money than they want or know what to do with. Deposit insurance premiums increase for banks as they hold onto larger and larger amounts of cash, and so, increasingly, customer deposits are coming to be seen as a cost for banks, not a means to make money.
It also goes on to say that banks make a fortune off the poor and stupids' checking and saving accounts through punitive fees for overdrafts and dipping below the minimum balance requirement.

It's the same as VISA and MASTERCARD, they don't make money off people who pay off their balance in full each month.
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Old 04-23-2014, 05:45 PM   #20
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companies should have the freedom to CHOOSE who they do business with...

but oh ya amerika isnt free or capitalist

PS why would you want porn performers (they are NOT stars) to bank with you anyway? they have no money
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Old 04-23-2014, 05:51 PM   #21
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Isn't this the bank that funded Nazi Germany in WWII? Fuck them anyway.
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Old 04-23-2014, 06:07 PM   #22
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What i would like to know is what information did they use to determine if a account belongs to a person in the adult industry. I am wondering even if u never deposited a check from a adult company how intrusive where they in finding out u worked in the adult industry

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Old 04-23-2014, 06:10 PM   #23
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I learned my lesson by NOT doing anything even remotely "adult" with ANY BIG banks years ago.

Support your local credit union (with free checking account in most cases without any BS “requirements”) or any small, regional bank –they will treat you better and way more flexible ;)
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Old 04-23-2014, 07:44 PM   #24
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Don't see why it matters what someone does unless their activities are illegal. Business is business, should leave their own personal emotions, morals etc... out of it.

Sure they could hit Twitter and many fans would follow and close their own accounts.

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Old 04-23-2014, 08:41 PM   #25
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I learned my lesson by NOT doing anything even remotely "adult" with ANY BIG banks years ago.

Support your local credit union (with free checking account in most cases without any BS ?requirements?) or any small, regional bank ?they will treat you better and way more flexible ;)
True that. Sure you might have to pay extra for withdrawaling cash outside of their network, but the level of service more than makes up for it.
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Old 04-24-2014, 06:27 AM   #26
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I think the industry needs an article by Belle Knox. This would surely change chase banks opinion.
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Old 04-24-2014, 06:59 AM   #27
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The thing I dont get is how would they know, unless the porn performer was using their real name. For companies how would they know unless its cock suck productions LLC.
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Old 04-24-2014, 07:14 AM   #28
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companies should have the freedom to CHOOSE who they do business with...


you mean like not baking cakes for gay weddings... shit like that?
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Old 04-24-2014, 07:16 AM   #29
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Don't see why it matters what someone does unless their activities are illegal. Business is business, should leave their own personal emotions, morals etc... out of it.

Sure they could hit Twitter and many fans would follow and close their own accounts.
been determined that porn is a high risk venture... go tell your insurance company you shoot porn... you're gonna love that one.... my rate went from +/-$1000 per year to over $6000 per year... same coverage

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Old 04-24-2014, 07:17 AM   #30
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Fucking hypocrites.

All of the money they steal on a daily basis, and they have the nerve to judge people who work for a living. Makes me sick.

http://dealbook.nytimes.com/2014/01/...ype=blogs&_r=0

The entire finance industry is in essence a criminal enterprise. What else do you call people who make millions for doing nothing? Their business serves no other purpose than to make themselves richer off the backs of everyone else. Fuck Chase and every other bank.
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Old 04-24-2014, 07:47 AM   #31
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It's sad but pretty much the only people discrimination laws apply to are blacks - and sometimes women.
I hear you man.
And what a shame after all those porn stars took the time to march with Martin Luther King just to help blacks get their rights.
Not to mention the large number of Chinese men that were lynched in the south after reconstruction just so blacks could sharecrop their way into riches.

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Old 04-24-2014, 09:01 AM   #32
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It's not just porn... There's 29 other industries on the FDIC hit list. This isn't coming from Chase it's coming from bank examiners putting pressure on banks to shut down what they see as reputation issues with unpopular business.

http://www.fdic.gov/regulations/exam.../managing.html
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Old 04-24-2014, 09:22 AM   #33
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It's not just porn... There's 29 other industries on the FDIC hit list. This isn't coming from Chase it's coming from bank examiners putting pressure on banks to shut down what they see as reputation issues with unpopular business.

http://www.fdic.gov/regulations/exam.../managing.html
oh shit. amerika isnt free? shocking
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Old 04-24-2014, 09:30 AM   #34
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but i am sure weapon manufacturers are more than welcome
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Old 04-24-2014, 09:36 AM   #35
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too bad for them.One door closes another opens
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Old 04-24-2014, 09:38 AM   #36
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I may need to save the thread, the only attention grabber was this:

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Old 04-24-2014, 09:49 AM   #37
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LOL and who's the source for that, the banks themselves no doubt. My bank makes money on my checking account, nickel and dime fees, shitty currency conversion prices they rip me off on going both ways, and don't forget, customers' bank deposits are loaned out.

Hmmm - I just read an article that does support your claim, when there's not big demand for loans.
Well, the "source" is just me. Years ago I worked for a bank in "loss prevention" i.e. fraud investigations. It was just commonly known there that personal checking & savings were mostly loss-leaders, the real money was in the more advanced consumer relationships (and of course it all paled in relation to corporate banking). I will grant you that in the time since I was in the industry personal banking fees have absolutely skyrocketed, so maybe they've hacked it into a viable income stream.

But yeah, in my time working in the fraud department I can say - people would be a little disturbed at how closely bank investigators try to piece together their habits, if their account is flagged (usually by a statistical model) for potentially risky transactions, and how much leeway even individuals at the bank have in shuttering an account altogether. So this doesn't surprise me. Now that I think of it, I once had to convince a co-worker not to shut someone's account down because it was discovered she was a stripper.
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Old 04-24-2014, 09:58 AM   #38
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The thing I dont get is how would they know, unless the porn performer was using their real name. For companies how would they know unless its cock suck productions LLC.
It's easy to find out. When a customer opens a bank account with the business name Skinworxxx, LLC they're going to take a look and ask questions. All the information is available on the Secretary of State website. Also when you're depositing checks from companies with names listed on AVN or XBiz they're going to make some assumptions about your affiliation.
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Old 04-24-2014, 10:20 AM   #39
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I am happy that my paycheck from a well known adult company goes into a different bank.
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Old 04-24-2014, 10:37 AM   #40
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NE - this is the worse thing a company can do. I advise all my clients to choose ambiguous corporate names when setting up their corporate structure. Most don't listen... They want a cool name and everyone thinks porn is "mainstream" now why would it matter.
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Old 04-24-2014, 11:56 AM   #41
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NE - this is the worse thing a company can do. I advise all my clients to choose ambiguous corporate names when setting up their corporate structure. Most don't listen... They want a cool name and everyone thinks porn is "mainstream" now why would it matter.
Good advice to your clients and all in the porn industry, this cannot be over emphasized.

I read Josh's statement on AVN. He does not have to deposit any adult checks into his personal account, he is listed with the Secretary of State as a managing member of Skinworxxx, LLC.

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"So I called them, and they had no problem saying it's because of the business we're in, and when I asked why my account had been closed?because I've never once, ever, deposited an adult check into my personal account, ever?they came back and said it was because I was married to an 'infamous,' was the word they used, 'adult star'."
All this reminds me of an urban legend during the mail order days. There was a guy that would place classified ads selling porn videos. He would make the offer virtually irresistible so that you were compelled to make a purchase. After your check cleared, he would send you back a check for a full refund and a letter stating that the product was no longer available. The problem for the customer was that the company name on the check was "Anal Sex Lover's Society". No one would deposit or cash their refund check.
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Old 04-24-2014, 05:06 PM   #42
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All this reminds me of an urban legend during the mail order days. There was a guy that would place classified ads selling porn videos. He would make the offer virtually irresistible so that you were compelled to make a purchase. After your check cleared, he would send you back a check for a full refund and a letter stating that the product was no longer available. The problem for the customer was that the company name on the check was "Anal Sex Lover's Society". No one would deposit or cash their refund check.
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Old 04-24-2014, 05:38 PM   #43
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All banks have policies about what businesses they will be associated with. It's been this way forever. They have all be randomly shutting down affiliates bank accounts since day one. They are publicly traded companies that have to answer to shareholders. If you don't like the rules of the bank you do business with, then open your own bank.
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Old 04-24-2014, 05:40 PM   #44
DWB
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US banks can fuck themselves and the high horse they rode in on.

Chase shut me down for being involved in adult a few years back. At that time they had just bought Washington Mutual and I also had accounts there so they closed those too. It was a real pain in the ass because I was in Asia at the time and they gave me very little time to move my funds, and they had already shut off my ability to send wires via the online admin. It was a mess, but I got it sorted out eventually with the help of a creative friend.

5/3 Bank did the same thing before Chase. Left me hanging with zero notice while I was out of the country again, with only their ATM for funds. You can imagine the hell that was. I'm surprised I wasn't arrested when I got back and went to the local branch. I flipped effing out on the branch manager who I had been dealing with for almost a decade.

I've always been discreet with bank accounts and names, but once they caught wind, however they figured it out, it was over and accounts were closed.
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Old 04-24-2014, 05:43 PM   #45
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Considering some of the pieces of shit who are at the top of this industry can you blame them? We all get a bad rep from it. Keep banging those cards, associating with money laundering operations and showing illegal content on your tubes. Not to mention some of the companies (cough, cough) who have associations with the old file lockers who were pirating mainstream content too.

Then again maybe they know something? Maybe a giant scumbag is about to be taken down and they want to distance themselves from it? Can't blame them.
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Old 04-25-2014, 06:36 AM   #46
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US banks can fuck themselves and the high horse they rode in on.
Just saying, this is not US only. Partner of mine had a Cyprus bank. They googled some company names of in/out wires, and when it came out cam sites, bank wrote letter to go away within 30 days. That was good since Cyprus bank collapsed and stole money in accounts shortly after
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Old 04-25-2014, 07:44 AM   #47
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but i am sure weapon manufacturers are more than welcome
20k in an account. 20000000000000K in an account.

Not hard math on which they prefer.
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Old 04-25-2014, 08:58 AM   #48
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Take off your purple pimp hat and just tell your bank your a marketing company.
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Old 04-25-2014, 09:13 AM   #49
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Considering some of the pieces of shit who are at the top of this industry can you blame them?
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Old 04-25-2014, 12:43 PM   #50
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that really sucks.we have been in the same situation as well
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