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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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#1 |
So Fucking Banned
Industry Role:
Join Date: Jan 2013
Posts: 467
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Bank Scam: Why isn't the bank liable for ID Theft?
When somebody walks into a bank, pulls a gun, and robs them, the Bank is liable. You don't get a letter from the bank saying "We had a bank robbery last week, sorry, your money is gone."
So when the criminal uses technology to rob the bank, why is the consumer liable? As with the gun robbery, the bank didn't have the security to block the theft. With the technological crime, ID Theft, the Bank still does not have the security to block the theft, So, why in the hell does the consumer have to cover the loss? It makes no sense at all. ID Theft is the bank's problem, not the consumer's. The bank simply can't afford to protect it's accounts, so it uses the consumer to pay for it. I've never had funds removed via ID theft, but if it happens one day, I will sue the bank for making me liable for the theft and hold them responsible for my funds that I deposited in their bank. It's just that simple. It's absurd how the bank system has turned the criminal act around, and now it's the consumer's fault their ID was stolen and money was illegal removed from their account. With that logic, it's also our fault the man had a gun and stole money from the bank. The bank is liable for all the deposits and if they are illegally removed via by gun or by technology, without the knowledge of the consumer IT IS THE BANK'S FAULT, NOT THE CONSUMERS. The bank was robbed, not the consumer. That is why we pay fees to the bank to begin with. To hold our money safe and securely...we don't pay the bank to one day hear: "sorry, we were robbed last week and your money was stolen." How did everything get so turned around? Consumers pay banks millions in fees annually and the bank isn't liable to protect our deposits? That is the first and foremost act they are supposed to do. Protect our money. It's insane the public has forgotten that basic principal and allows the banks to hold us responsible for a job they no longer know how to do. |
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#2 |
Let's do some business!
Industry Role:
Join Date: Sep 2004
Location: Austin, TX
Posts: 31,297
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Not sure what you are talking about. Your money is protected.
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Vacares - Web Hosting, Domains, O365, Security & More - Paxum and BTC Accepted Windows VPS now available - 1st month free for GFY members - DM for details Wanted: CCBill pay sites for sale |
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#3 |
Check SIG!
Industry Role:
Join Date: Mar 2006
Location: Europe (Skype: gojkoas)
Posts: 50,945
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Same in my country, bank secured all accounts with CC upto 1000eur so , even if they got info and use it, they cant cash 1000eur that fast to not be detected... not sure if they use to buy something over net, i guess they charge back that.
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#4 |
( ͡ʘ╭͜ʖ╮͡ʘ)
Industry Role:
Join Date: Mar 2004
Posts: 20,006
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The fuck are you talking about? I have fraud protection on my bank accounts as well as my credit cards. It doesn't cost me a dime either. I'm guessing you are in some third world country or something?
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#5 |
Confirmed User
Join Date: Sep 2009
Posts: 5,795
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Never heard of a bank that doesnt cover that sort of thing.
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Get Paid Per Email Like The WEGCASH Days!!!! |
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#6 |
Confirmed User
Industry Role:
Join Date: Feb 2007
Posts: 6,904
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gfy misguided rant #20165
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#7 |
working on my tan
Industry Role:
Join Date: Mar 2005
Location: Florida/Kentucky
Posts: 39,151
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#8 |
Confirmed User
Industry Role:
Join Date: Jun 2003
Location: My High Horse
Posts: 6,334
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__________________
Mike South It's No wonder I took up drugs and alcohol, it's the only way I could dumb myself down enough to cope with the morons in this biz. |
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#9 |
Confirmed User
Industry Role:
Join Date: Jul 2014
Location: u.s.a.
Posts: 151
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All my credit cards and money are protected max of 200,000. I think it's this way for everyone. All banks. maybe you are in a 3rd world country?
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#10 |
Too lazy to set a custom title
Join Date: Dec 2006
Posts: 29,032
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I've been ripped off 2 or 3 times...and Chase always covered it. What shit are you talking about? Do you have an account at Bob's Bank?
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#11 |
Geo Cities
Industry Role:
Join Date: Aug 2003
Location: North Captiva Island, Florida USA
Posts: 11,830
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If that is true, you now know about it. If you keep your money in that bank and someone takes it it's your problem.
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Make a Free Chaturbate White Label site in 34 minutes and be making money tonight ![]() |
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#12 |
Confirmed User
Industry Role:
Join Date: Jan 2012
Location: cyberspace
Posts: 790
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#13 |
Likes Pie
Industry Role:
Join Date: Dec 2007
Location: The land that liberated porn
Posts: 12,401
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Venus Blogger back in form
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#14 |
Confirmed User
Industry Role:
Join Date: Oct 2003
Location: L.A.
Posts: 5,744
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You don't even have a bank account
__________________
![]() ![]() * Handwritten * 180 C Class IPs * Permanent! * Many Niches! * Bulk Discounts! GFYPosts /at/ J2Media.net |
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#15 |
So Fucking Banned
Industry Role:
Join Date: Jan 2013
Posts: 467
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Odd responses. I personally know 2 people that have lost money from ID theft from 2 different major US banks.
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#16 |
working on my tan
Industry Role:
Join Date: Mar 2005
Location: Florida/Kentucky
Posts: 39,151
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I had someone from Arizona start to use my Sun-Trust debit card number. Fraud prevention shut them down after about $900 worth of charges. Every penny was refunded.
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#17 | |
Too lazy to set a custom title
Join Date: Aug 2001
Location: portland, OR
Posts: 20,684
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Quote:
There may be more to your friend's situations then they are letting on. |
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