Your account has been limited for excessive claims

[elliso]

Today i opened my account and i found it Limited
waouh what a disaster and i got over 3000usd in the account....

here is the reason although i don t get it well

Dear Da Silva

We've limited your account because of the excessive number of claims you're
involved in.

We've recently emailed you about this issue. Since our last email, we found
that your transactions are still resulting in an excessive number of
claims. This is considered abuse of our Buyer Complaint process and
violates the PayPal User Agreement.

As a result of this limitation, you will not be able to send or receive
payments. Log in to your PayPal account and go to the Resolution Centre for
more information.

Anyone can Help or give me any suggestion to slove this iusse?!
i am totally lost :-(

[candyflip]

Deliver what you promise when you sell it, so that MULTIPLE people don't have claims against you. For starters.

If you do have claims against you, rectify them through their resolution center...ASAP.

You should still be able to cash out your funds. It seems from that email you can no longer send or receive funds until everything is cleared up.

[TTI-Rich]

Originally Posted by elliso

i am totally lost :-(

Read the email, it said you filed too many claims. Perhaps you could tell us a bit more about that.

[ITraffic]

switch to paxum?

[brassmonkey]

Originally Posted by elliso

Today i opened my account and i found it Limited
waouh what a disaster and i got over 3000usd in the account....

here is the reason although i don t get it well

Dear Da Silva

We've limited your account because of the excessive number of claims you're
involved in.

We've recently emailed you about this issue. Since our last email, we found
that your transactions are still resulting in an excessive number of
claims. This is considered abuse of our Buyer Complaint process and
violates the PayPal User Agreement.

As a result of this limitation, you will not be able to send or receive
payments. Log in to your PayPal account and go to the Resolution Centre for
more information.

Anyone can Help or give me any suggestion to slove this iusse?!
i am totally lost :-(

you funded or payment? there is a big difference

[elliso]

Am a Buyer and i dispute afew transcation regarding items not received

3 cases and 2 cases of UNAUTORIZTED Transcation as my account have been hacked last week.

is there any solution to restore my account?

[TTI-Rich]

Originally Posted by elliso

Am a Buyer and i dispute afew transcation regarding items not received

3 cases and 2 cases of UNAUTORIZTED Transcation as my account have been hacked last week.

is there any solution to restore my account?

Sounds like you are high maintenance.

[brassmonkey]

Originally Posted by elliso

Am a Buyer and i dispute afew transcation regarding items not received

3 cases and 2 cases of UNAUTORIZTED Transcation as my account have been hacked last week.

is there any solution to restore my account?

wtf are u buying? russian hamsters?? scan your comp

[elliso]

Oviously i should have been been more careful as hackers are mega Pro

I Don t know how my paypal have been hacked but i realise it within afew days, anyway am just purcashing service from ebay and often brought traffic from different websites, the iusse is will paypal restore my account again?

i never had such problem but i can see in my paypal account :
THIS LIMITATION CAN T BE APPEALED

[TTI-Rich]

Did you go to the resolution center and resolve the outstanding problems? Nothing is going to happen until you do that.

[Miguel T]

Resolution Center in Paypal should sort you out... If not... You're fucked...

[freecartoonporn]

call their support and explain them what really happened . including the hack .

[Sunny Day]

I constantly get emails from "Paypal," telling me my account has been limited. Since I haven't used my account in over a year, I know these are bogus.

You get an email about being limited, never click on the link as they will want as much information about your Paypal account and banking as they can get.

ALWAYS just click into your account at Paypal.com

[charlie g]

sunny is right- phishing with that old paypal account suspension trick is deadly. If I get an email like that I always type the website in the browser and log into the account that way.

Paypal can be a bitch as far as holding your funds. I was accepting paypal payments for an escort site and they froze my funds for 7 months. I was lucky to get the money because I violated their TOS and I was actually surprised when they released the funds.

Back when I did legit business I had tons of problems with them as a seller. I sold furniture and my volume was around 75k a month. In the end I was losing 2-3 sales per month to people getting their orders then charging back. No matter what documentation I provided I lost the money in every case. Paypal is much worse than AmEx and I will never use them again.

[RyuLion]

Weeeeeeeeeeeeeeeeee!

[CurrentlySober]

i like poo pal

[elliso]

Am in Contact in with Them but Apparemently they decesion is final !!!

Now the main iusse is the fund in the account, they told me....they will Hold it for 180days but are they fucking crazy or what ?! I replied no, Oviously No, Am been fucked up in the account and overmore You wanna hold funds for no reason.

they replied we will reviewe Your account again and will Keep You update, it seems they are playing with me which pisses me off and each time, i get Email from different persones. PAULA, ELLISA, VADIM....ETC

IS THERE ANY WAY TO SLOVE THIS?!

[AdultKing]

Originally Posted by elliso

THIS LIMITATION CAN'T BE APPEALED

This means the account is suspended permanently. If the limitation is marked as "cannot be appealed" that means that someone in authority at brand risk management has reviewed the account and deemed the risk to Paypal too high to let you to continue operating the account.

Paypal can hold funds for 180 days and then return to you the funds minus any chargebacks or reversals on your account. They will also probably ask you for ID, Proof of Address and perhaps even proof you own the bank account linked to the account (e.g.: bank statement).

If you are asked for documentation and don't provide it the funds will not be returned.

These are the terms and conditions that you agreed to when you opened the Paypal account. In my extensive experience working with senior executives of Paypal Brand Risk I know that they do not limit accounts permanently unless there is something potentially shady going on. They will do this for accounts that are used to trade in items prohibited by the Paypal AUP, Piracy, Fraud and so on.

There is nothing that you can do, just be sure that all the information you used to open the account is correct and that you can provide documents that match that information or you won't see a cent of the funds remaining, even after 180 days.

[Mickey_]

Once you've opened a new account you might want to consider tightening your security settings / enabling two-step verification

https://www.paypal.com/securitykey

[AaronM]

Just a thought but maybe you should call PayPal and talk to them instead of asking people here?

[Juicy D. Links]

Email [email protected] use Subject : l33t

[x12media]

Originally Posted by Mickey_

Once you've opened a new account you might want to consider tightening your security settings / enabling two-step verification

https://www.paypal.com/securitykey

I can almost guarantee that if he tries to open another account, they will capture it as well.

Something just doesnt sound right .. as if his account was HACKED, they would be able to see it, and verify it pretty quick, and would not hold funds (in bound) for that.

He isnt telling the whole story.

Either way, you can get a support PIN, and call paypal , and they will go over this on the phone, although I dont use them anymore, when I had problems, they would attend to them. (not always in your favor) but they did get you a result and reason.

What it seems to me is, that possibly he is listed on the "MASTER" list with a negitive or something, and processors will deny you accounts on this, even paypal. (actually more so paypal) and Square, etc.

[SekobA]

what a nice avatar you have

[fitzmulti]

Originally Posted by aaronm

just a thought but maybe you should call paypal and talk to them instead of asking people here?

^^^^^^^^^^^^^ this.

[elliso]

My account is verified and they have my id and bank statement and everything else as i have had this account over 5 Years.

currently am so pissed off by thier emails which does not make sense.

if my account is banned why da fuck should they Hold funds for 180days. am just a buyer and not seller and all payment in my account have been received through affiliate programs and most are recent transcation.

I Searched over Google and i found someone threat them by his own way and they re-open his account again, i haven t yet call noone from paypal but i will once i get things claired out as i was told, my account is being reviewed again.


Here is Articel of guy who won Paypal after they limited his account.
BANNED FROM PAYPAL! (PERMANENTLY “LIMITED”)

Last week while busy at my ‘day job’ I got the following email on the iPhone:

(slightly edited for brevity)

Dear Randy Brown,

The PayPal User Agreement states that PayPal, at its sole discretion, reserves the right to limit an account for any violation of the User Agreement, including the Acceptable Use Policy. ….

We are hereby notifying you that, after a recent review of your accountactivity, it has been determined that you are in violation of PayPal’s Acceptable Use Policy regarding your sales of Subscription Services … Therefore, your account has been permanently limited.

You will need to remove all references to PayPal from your website(s)
and/or auction(s). This includes not only removing PayPal as a payment
option, but also the PayPal logo and/or shopping cart. We thank you in
advance for your cooperation. If you have any questions, please contact
the PayPal Acceptable Use Policy Department at [email protected].

Sincerely,
PayPal Acceptable Use Policy Department
PayPal, an eBay Company

My first gut reaction that this was just another phishing attempt, so I quickly logged into my PayPal account only to find the following:

We recently reviewed your account, and we need more information about your business to allow us to provide uninterrupted service. Until we can collect this information, your access to sensitive account features will be limited. We would like to restore your access as soon as possible. We apologize for the inconvenience.

Why is my account access limited?

Your account access has been limited for the following reason(s):

Mar. 27, 2008: In accordance with PayPal’s User Agreement and Acceptable Use Policy,we have closed your account. Your funds may be held for 180 days from the date of your last transaction. After 180 days, you will be able to access your funds by requesting an online bank transfer or, if applicable, a check from PayPal. Please update your address or bank information as we cannot be held responsible for checks issued to an incorrect address. We do ask that you please remove reference(s) to PayPal from your site
It took me only a minute to realized something I never even thought was possible:

I was banned from PayPal!

All the work I had done in the last year building my Premium Membership income to over $5,000/mo. was gone! That’s it, game over, no reason to go on! I literally became ill, and I assumed that my online career was over for good.

After calming down and putting away my rope and wobbly stool, I figured that this must be a mistake. I had used the term “Adult access” in describing an area of our premium membership forums and surely this must have tripped an automatic red-flag or something. I contacted PayPal customer-support by telephone and was told that I could send an appeal to “[email protected]”. I promptly wrote a lengthy explanation and fired it off to the ‘[email protected]’ address.

Now here is where I began to realize that PayPal is not the most professional outfit out there. 24 hours after I sent my appeal to [email protected], it was returned as undeliverable – those fucks on the phone gave me a fake email address to send my appeal to! How’s that for professional customer service?! Now I went from being depressed to angry. I resent my email, this time to [email protected] which was the address for questions that was on the first email I received.

*Update: I have since learned from a PayPal employee that the correct email for a PayPal appeal is [email protected] . I have not tested it, but I was assured that [email protected] (with an S at the end) is the correct email address.

Within hours of re-sending my appeal to [email protected] I received what appeared to be an automated response that basically echoed what the first email said: “you’re banned from PayPal and we are going to hold your balance ($5,100) for up to six months“. I then sat down and wrote yet another email, explaining that after being a long-time PayPal customer, paying thousands of dollars in fees over the years and being blown-off by the customer support people who gave me a fake email address that I at least deserved the professional courtesy of being given the assurance that my issue had been reviewed by a human being. I was confident that if someone actually reviewed the website, that there was no way they could come to the conclusion that we were selling subscription services to “certain sexually explicit material“.

Less than 12 hours after my “demand” for review I got my reply, from a human, assuring me that my case had been reviewed – and they would not be reversing their decision, and my $5,100 balance would be returned to me within 180 days.

Ok – so it’s PayPal’s game and they have decided to take their ball and go home. Time for me to move on and find someone else to give my transaction fees to.

Google Checkout can have my transaction fees from now on:

I had thought about using Google Checkout in the past because their transaction fees are much lower than PayPal (about 1/3 less) – but because GC does not support ongoing subscription payments I stuck with PayPal. Well now that PayPal has decided they no longer want my transaction fees I figured it was time to switch to Google Checkout. This would mean that I would have to change from a “subscription” based model to a one-time “lifetime” membership model. We’ve been offering lifetime memberships for $25 at the site for over a year, and we get a few each day, so the move to lifetime only memberships is not that big of a deal. And even though there are other providers that can do ongoing subscriptions, because there are no Drupal modules to support them, they aren’t a good choice for me.

The average lifespan of our premium subscriptions was 3-months. So earnings for the average subscription were $9.97 ($5.99 first month, $1.99 for each of the remaining months). We are now offering lifetime Premium Membership for $25, which is approx. 2.5x that value of an average premium subscriber. So even though I expect fewer lifetime signups because of the higher fee, that should be offset by the increased fee. To my surprise though, so far we have been getting the same number of higher-priced lifetime signups as we had been getting with the lower priced subscriptions, so earnings for the month so far are way above average. We are also offering a $10 discount to current subscribers who would otherwise loose access to our Premium Forums and so far there has been a very high purchase rate as their PayPal subscriptions run-out. So – even though PayPal has banned our account, being forced to move to one-time fees with Google Checkout may have been the best thing that has ever happened.

How to tell if PayPal is reviewing your account

A few days before PayPal banned my account, I received two emails that I had successfully confirmed my bank accounts – one email for each bank account I have setup in my PayPal profile. When I sent the email asking for PayPal to appeal my case (the one that did not get returned) I received two-more of those automated “your bank account has been confirmed emails”, and then, less than one-hour before I got my final response from PayPal, I got two more of the “your bank account has been confirmed” email messages. So it appears that each time PayPal looks at your account they also verify/validate your bank accounts, which triggers those emails.
And lastly: If you rely on PayPal make sure you read and understand PayPal’s user agreement and acceptable use policy. Even though they gouge you on fees, it can really ruin your day if they ban you. Although it has actually ended up increasing my earnings by being forced to move away from Paypal, waiting 180 days for my account balance is just no fun. I recommend not getting yourself banned in the first place.

Update: after posting my story i found this website, PayPalWarning.com
Where I learned a lot about how PayPal does business. If I had seen this website sooner I would have thought twice about letting them hold so much of my money. If you use or rely on PayPal I recommend that you check it out. Another very informative site is PayPal Problems & PayPal Answers!

LINK Banned From PayPal! (Permanently “Limited”) | Learn Success The Easy Way

[AdultKing]

You'll be waiting 180 days.

[x12media]

Here is Articel of guy who won Paypal after they limited his account.
BANNED FROM PAYPAL! (PERMANENTLY ?LIMITED?)

I don't think you read this correctly , he DIDN'T win shit.. he waited 180 days..
The same as you will!

The thing you don't realize is, it doesn't have to be your account that caused this issues, you could be doing business with someone else that had issues, and they attach you to it. (because this is the way the laws work)

If a friend ask you to drive you to the bank, because he needs a ride, he robs the bank, and gets in your car and you drive away (not knowing he robbed the bank) you are still an accomplice to robbing the bank.

Furthermore, getting pissed isnt going to help your cause.. if you call them, talk to the person like a normal person, explain your ordeal like a professional, and it will get you alot further.. (it might not reverse the issue, but atleast you will have a chance)

Otherwise, just set your calendar for 6 months and you will get a surprise then..

[baddog]

I rarely regret dumping my personal account with them 10 years ago

[elliso]

i asked them to transfer funds from my account to some clients but it seems they does not listen ?

i never talked to them on the phone because each time i get reply from someone

my account is based in EUROPE.

Can i file complaint against Them here in europe?!
i need to get my fucking money back soonest possible and i won t wait 180days, am not dumb ass to wait 6 months.

[elliso]

Anyone can explain me this?

[elliso]

ANYONE CAN HELP ME THIS AS I HAVEN T GOT IT WELL?
THX IN ADVANCE.

We have reviewed the account and we cannot release the funds yet.
How does the process work?

1. We?ll hold any money currently in your account in accordance with section 2 below. We do this because it provides sufficient time for most claims, such as chargebacks, to be filed by other parties. These claims can result in financial loss. If your account balance is below zero, you?ll have to settle the amount owing on your account to avoid further action.
2. Our first review at 30 days from the date of this email will calculate our exposure and we?ll release any excess funds to you at that time for withdrawal. We?ll communicate this to you at the time. This review can result in 3 different outcomes as detailed in sub-sections 2(1)-(3) below. We?ll always communicate the outcome of our reviews to you.
1. We?ll release your entire remaining balance to you for withdrawal. Please note that if you choose not to withdraw the money at that point we reserve the right to re-coup any money at the next review; or
2. We?ll release a part of your remaining balance to you. If this is the case we?ll inform you about how much money can be withdrawn. We?ll then conduct another review 30 days later that will repeat the process detailed under section 2; or
3. We won?t release any funds to you if we deem our exposure to be greater than or equal to your available balance.
Your account may be reviewed up to 5 times; at 30 day intervals until day 180 from the date of this email. If any money remains in your account at day 180 it will be made available for withdrawal at that point.


Sincerely,
Maria

PayPal Account Review Department

[x12media]

Originally Posted by elliso

i asked them to transfer funds from my account to some clients but it seems they does not listen ?

i never talked to them on the phone because each time i get reply from someone

my account is based in EUROPE.

Can i file complaint against Them here in europe?!
i need to get my fucking money back soonest possible and i won t wait 180days, am not dumb ass to wait 6 months.

You can file all the complaints you want too, you will still wait 180 days..

When you opened the account, you "agreed to the terms and conditions" which allows them to close the account when they want, and if they do, they will hold your funds for upto 180 days.

But... your story seems to keep changing.. as now, you asked them to transfer money to someone else s account ??

[elliso]

Yeah i asked them to send some money to some People who they i must pay for thier work, it s my right as the funds is mine and i have to pay those poeple. so what s the iusse?

[x12media]

Originally Posted by elliso

Yeah i asked them to send some money to some People who they i must pay for thier work, it s my right as the funds is mine and i have to pay those poeple. so what s the iusse?

Was this before or after they limited your account ?

[AdultKing]

Originally Posted by elliso

i need to get my fucking money back soonest possible and i won t wait 180days, am not dumb ass to wait 6 months.

You have to wait 180 days.

[elliso]

Actually i sent payment to some pogramer guys and since they didn t deliver the work, i asked for refund and last week, they delivered all the work and now i must pay them back so i asked paypal to sent all refunded payment to those guys back.

i asked them after my account being limited.

so i await for thier reply since 3 days?!

i don t get it untill now why am i being limted although am just a buyer and have no complaint against me or anything else.

can You explained me the perivous message from MARIA

[AdultKing]

Originally Posted by elliso

ANYONE CAN HELP ME THIS AS I HAVEN T GOT IT WELL?
THX IN ADVANCE.

We have reviewed the account and we cannot release the funds yet.
How does the process work?

1. We?ll hold any money currently in your account in accordance with section 2 below. We do this because it provides sufficient time for most claims, such as chargebacks, to be filed by other parties. These claims can result in financial loss. If your account balance is below zero, you?ll have to settle the amount owing on your account to avoid further action.
2. Our first review at 30 days from the date of this email will calculate our exposure and we?ll release any excess funds to you at that time for withdrawal. We?ll communicate this to you at the time. This review can result in 3 different outcomes as detailed in sub-sections 2(1)-(3) below. We?ll always communicate the outcome of our reviews to you.
1. We?ll release your entire remaining balance to you for withdrawal. Please note that if you choose not to withdraw the money at that point we reserve the right to re-coup any money at the next review; or
2. We?ll release a part of your remaining balance to you. If this is the case we?ll inform you about how much money can be withdrawn. We?ll then conduct another review 30 days later that will repeat the process detailed under section 2; or
3. We won?t release any funds to you if we deem our exposure to be greater than or equal to your available balance.
Your account may be reviewed up to 5 times; at 30 day intervals until day 180 from the date of this email. If any money remains in your account at day 180 it will be made available for withdrawal at that point.


Sincerely,
Maria

PayPal Account Review Department

This means they will review your account in 30 days to determine whether the number of transactions that have occurred on the account in the last six months exceeds the funds available - in other words they are evaluating what exposure they might have.

If they determine after 30 days that they have no exposure or risk they will release funds to you, however if they think there may be reversals, chargebacks, claims or other risks then they will hold funds and not give any back until the 180 days is up or further reviews every 30 days are undertaken.

Only after all potential claim periods, dispute periods, chargeback periods and other risks are expired will they release funds, or 180 days.

[x12media]

Originally Posted by elliso

Actually i sent payment to some pogramer guys and since they didn t deliver the work, i asked for refund and last week, they delivered all the work and now i must pay them back so i asked paypal to sent all refunded payment to those guys back.

i asked them after my account being limited.

so i await for thier reply since 3 days?!

i don t get it untill now why am i being limted although am just a buyer and have no complaint against me or anything else.

can You explained me the perivous message from MARIA

Well how fast did you file the complaint against the programmers ??

As for Maria's email.. I think AdultKing explained it..

[AdultKing]

Originally Posted by elliso

i don t get it untill now why am i being limted although am just a buyer and have no complaint against me or anything else.

If you're just a buyer, how did the (over $3000 USD) funds get into your Paypal account ?

[elliso]

I Received from affilate program which am getting payment via Paypal

regarding 2 question.
i didn t file zero complaint against noone.

i only wanted to paypal to send money from my account to some poeple whom i pay that is the deal.

thx adultking for explantion, i believe this iusse will be sloved within 1month but i need badly to pay those guys through my money that i have in the account.

i await for paypal reply regarding this request,

[CPA-Rush]

Originally Posted by AdultKing

If you're just a buyer, how did the (over $3000 USD) funds get into your Paypal account ?

he saying "all payment in my account have been received through affiliate programs and most are recent transcation."

but i don't believe every word from this guy

[elliso]

No idiot :-)

Funds in my paypal have been received since Years from different programs who paid me through paypal.

Currently i need to pay some guys that worked for me through paypal and since i have funds in my account, i asked paypal to send it on my behalf.

Anyone who does not believe me. can FUCK Off !
am seeking help and not Bla Bla bla.
All the worest to CPA-RUSH

[CPA-Rush]

Originally Posted by elliso

No idiot :-)

i quote your own words

[AdultKing]

There's more to this story, but it doesn't matter. The funds are held, there's nothing you can do about it, wait for your 30 day review. You might get lucky.

[x12media]

Originally Posted by elliso

No idiot :-)

Funds in my paypal have been received since Years from different programs who paid me through paypal.

Currently i need to pay some guys that worked for me through paypal and since i have funds in my account, i asked paypal to send it on my behalf.

Anyone who does not believe me. can FUCK Off !
am seeking help and not Bla Bla bla.
All the worest to CPA-RUSH

What type of affilaite ?? Adult ? Casino ? what ??

[elliso]

x12media i have been paid via Adultfriendfinder 35,000USD Since 1 Year :-)

i been paid through partnercash 20.000Euro and others....

all payment have been always received in paypal as it s the quickest way to get funds, I Believe i have to wait 30days for review and that is.

Thank you everyone for trying to help and Specially for ADULTKING.
The one who have been reasonable and understand the iusse, bravoo and thx again for all. i will keep you update guys.

cheers

[x12media]

Well keep us posted in 30 days....

[lazycash]

Originally Posted by AdultKing

There's more to this story, but it doesn't matter.

He sure seems to get suspended an awful lot for it to be just bad luck.

https://gfy.com/fucking-around-and-pr...-suddenly.html

https://gfy.com/fucking-around-and-pr...cash-scam.html

[x12media]

Originally Posted by lazycash

He sure seems to get suspended an awful lot for it to be just bad luck.

https://gfy.com/fucking-around-and-pr...-suddenly.html

https://gfy.com/fucking-around-and-pr...cash-scam.html

Ahh now the plot thickens... hmmmm

[AdultKing]

Originally Posted by lazycash

He sure seems to get suspended an awful lot for it to be just bad luck.

Yeah that's what I was alluding to, I just couldn't be bothered finding the links.